If you also have an account with Punjab National Bank (PNB), let us tell you that the bank offers you many facilities. In fact, PNB offers free insurance up to Rs 2 lakh to its customers. The bank provides this facility to account holders of Jan Dhan accounts. Apart from this, the customers can also take advantage of many other facilities of the bank.
You will receive 2 lakhs free of charge. On behalf of the bank, the PNB Rupay Jandhan Card facility is offered to clients of Jan Dhan. On this card, the bank offers customers the possibility of accident insurance coverage up to Rs 2 lakh. With the help of the Rupay card, you can withdraw money from the account and make purchases.
There is also an option to transfer the basic savings account to the Jan Dhan Yojana account. Those with Jan Dhan accounts get the RuPay PMJDY card from the bank. The sum insured for RuPay PMJDY cards issued on Jan Dhan accounts open until August 28, 2018 will be Rs 1 lakh. Accidental cover benefits up to Rs 2 lakh will be available on RuPay cards issued after August 28, 2018.
Learn to claim?
Let us tell you that the individual insurance policy under this plan also covers the incident outside of India. The claim will be paid in Indian rupees according to the sum insured upon presentation of the required documents. The beneficiary can become nominee on the cardholder’s or legal heir account by court order.
If you want to open your new Jan Dhan account, you can easily do this job by going to the nearest bank. For this, you must complete a form at the bank. Name, mobile phone number, bank branch name, applicant’s address, applicant, profession / occupation and annual income and number of dependents, SSA code or number neighborhood, village code or city code, etc. must be indicated there.